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Cancellation — Termination of an insurance contract before the end of the policy period by the insured or insurer. While it applies to losses over the dollar amount in the underlying policy, terms of coverage are sometimes broader than in the basic policy. The coverage is limited to the terms, limits and conditions of the policy contract. Benefits include paid hospital expenses, medical expenses, surgical expenses and income payments. Property Insurance — Indemnifies an insured whose property is stolen, damaged, or destroyed by a covered peril. Coinsurance — An insurance-related term that describes a splitting or spreading of risk among multiple parties. Preferred Auto — Auto coverage available to drivers whose driving records are free of accidents, violations and claims. Benefits are variable based on the value of underlying equity investments, and premiums and benefits are adjustable at the option of the policyholder. The policy does not build up any of the nonforfeiture values associated with Whole Life policies. Co-payment — A predetermined, flat fee an individual pays for healthcare services, in addition to what insurance covers. They do, however, cover changes made by the tenant to the interior of the structure, such as carpeting, kitchen appliances, and built-in bookshelves. In health insurance, coinsurance is a percentage of each claim above the deductible paid by the policyholder. Benefits include paid hospital expenses, medical expenses, surgical expenses and income payments.

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William hill online casino king of casino Guaranteed Renewable — A provision in many insurance products that guarantees the policy owner the right to renew coverage at every policy anniversary date. Limits of Liability — The amount specified in the policy up to which the insurance company will provide protection. Losses Incurred Pure Losses — Net paid losses during the current year plus the change in loss reserves since the prior year-end. Additional Living Expense Insurance — Coverage under a Homeowners, Condominium and Renters policy reimbursing costs of residing in a temporary location until the insured's home can be made whole again. Flood Insurance — Damage from a flood is not covered by a standard Homeowners insurance policy, but coverage can be online mobile casino slot games kostenlos ohne anmeldung as an endorsement or a separate policy. Hazardous Activity — Bungee jumping, scuba diving, horse riding and other dangerous activities are http://www.epochtimes.de/./politik/deutschland generally covered by online casino 888 book of ra casinos insurance policies. Life Insurance — Policy taken out by the insured to pay the beneficiary a certain amount upon the insured's death. Primary insurance acts as the first layer of coverage on common types of losses. The company does not have the right to cancel coverage except deposit online casino sizzling hot online kostenlos nonpayment of premiums by online casino play for fun sizling hot policy owner; however, the company can raise rates if they choose. Automobile Liability Insurance — Coverage if an insured is legally liable for bodily injury online casino mit startguthaben slots online spielen property damage caused by a vehicle that the individual owns or operates.
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Online casino no deposit spielen ohne anmeldung und kostenlos Coverage — Sizzling hot online casino beste casino spiele scope of protection provided under an insurance policy. Waiver of Premium — A provision in some insurance contracts that enables an insurance company to waive the collection of premiums while keeping the policy in force if the policyholder becomes unable to work because of an accident or injury. Primary Insurance — Insurance that must be maintained as a condition of the most Personal Umbrella Policies. General Liability Insurance — Insurance designed to protect business owners and operators from a wide variety of liability exposures. Insurance Adjuster — A representative of the insurer who seeks to determine the extent of the insurer's liability for loss when a claim is submitted. Liability Insurance — Insurance that offers protection against third-party claims, which means that payment is made to someone who suffers loss caused by an insured person. The penalty is based on a percentage stated within the policy and the amount under reported. Appraisal — Process that determined the value of property, or the extent of damage, usually performed by an impartial expert. Policy — The online casino download book of ra freispiele bekommen contract between an insured and the insurance company. Exposures could include liability arising from accidents resulting from the insured's premises or operations, products sold, work completed or contractual liability.
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Insurance — Financial protection against loss or harm: Personal Injury Protection — Pays basic expenses for an insured and his or her family in states with no-fault Auto insurance. Defensive Driver Discount — Certain drivers who have voluntarily taken a defensive driving course may quality for this discount on their auto insurance premiums. The schedule in an insurance policy reveals whether or not a particular type of incident is covered. Actual Cash Value — The fair market value of property; technically replacement cost less depreciation. Adjustable Life Insurance — Life insurance that gives the policyholder power to change the face amount, premium, coverage period or other features of the policy.

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